Your Share Draft Account is a financial tool that has to work for you, at your convenience; that's why a Share Draft Account at El Futuro Credit Union is much more than check writing. It's your primary transaction account that is the first step to a world of convenient service... designed to make your life easier.

Basic Checking
The Basic Share Draft Account is offered at the low rate of $6.00 per month, with no minimum balance requirement. This account is for the member who writes checks frequently and wants convenience with no monthly minimums to worry about.

Free Checking
Because we care, free Share Draft Accounts are provided to our Senior Members 55 years and older. As a small expression of our gratitude, free accounts are also provided to our employees, board of directors, and the supervisory audit committee.

Earnings
Earnings on Share Draft Account balances will be computed on the low balance during the month and credited monthly provided the account remains open through the last day of the month. A balance of $500 must also be maintained. The rate to be paid each quarter will be determined by the board of directors. For current rates please contact El Futuro Credit Union staff.

Overdraft Protection
Take the worry out of check writing with El Futuro Credit Union overdraft protection using your Share Savings Account. Your Savings Account can be linked to your checking account so you have the extra security of knowing your checks will be honored even during life's little emergencies. Apply for overdraft protection today.

Convenient Access
You can access your account 24 hours a day, worldwide at ATMs using your El Futuro ATM Card. You can also save time and eliminate the hassle of making deposits with Direct Deposit and Payroll Deduction.

Lost or Stolen ATM & Share Drafts (Checks )
To report a lost or stolen ATM Card or Share Drafts Checks call our office at 559 784-0324.