New & Used Auto Loan
El Futuro offers financing on a wide range of cars, trucks and SUVs. We also offer complete financing for both new and used cars. Best of all, our loans have great terms and our application fees are low.

Up to 100% financing including tax and license
Terms up to 84 months
Private party purchases

Vehicle Loan Refinance
Do you have a higher-interest loan with another lender? As a member of El Futuro, you can transfer it to the credit union and potentially lower your rate and monthly payment. Why not take advantage of the best financing you can get?

Auto Loan Interest Rates Based on Credit Union Score
New Auto -2006-2008
Score	Rate Structure	Sample 60-Month Auto Rates
A	Base Rate	6.50%
B	Base Rate + 1.75	7.50%
C	Base rate + 3.25	10.50%
Used Cars - 2005 and older
Score	Rate Structure	Sample Rate for 24-36 mos.
A	Base rate	7.50%
B	Base rate + 2	8.50%
C	Base rate + 4.50	11.50%

Note: Mileage limit is 75,000. Exceptions approved only by Credit Union Manager, and typically with a mechanical inspection clearance.

84 months financing is also available.